Available proceeds
Work out the usable amount after the provider’s stated deductions.
Business financing referrals · Established small businesses
Business funding for practical improvements and operating needs.
An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.
Before you decide
When reviewing a provider offer
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Possible uses
Business expenses to describe
Business improvements
A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.
Equipment
Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.
Operating expenses
Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.
How it works
The application process
Funding purpose
State what the funds would pay for and when that payment is expected.
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
Established small businesses · funding preparation
Costs and customer receipts
Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.
A few things to know
About this referral service
Information sharing and referral payments
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Approval and available terms
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
Provider timing
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
Contact consent and mobile verification
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Make a beginning
Start with your business funding request
Put the amount, business purpose and requested timing into the form when you are ready.